Africa's SME Bank.
VONO Neobank gives you multicurrency accounts, instant payments, cards, loans, and powerful business tools — all in one platform. No queues. No delays. Just growth.
Banking That Works as Hard as You Do
VONO Neobank is your complete digital banking solution designed for African SMEs. Whether you're paying suppliers in Lagos, invoicing clients in Nairobi, or managing expenses across multiple locations, VONO makes money management effortless.
Banking & Beyond Banking Features
Multicurrency Accounts
Hold, send, and receive money in multiple currencies without the hassle of traditional forex services. Perfect for cross-border trade, international suppliers, or businesses operating across African markets.
Money Movement
Send and receive money instantly — to suppliers, employees, or partners — via bank transfer, mobile money, or international payments. Fast, secure, and always trackable.
Physical & Virtual Cards
Issue physical and virtual cards for your business and team. Control spending with customizable limits, track every transaction in real-time, and simplify expense management.
Digital Loans
Access fast, flexible business loans when you need capital to grow. Apply digitally, get instant decisions, and receive funds directly into your VONO account — no paperwork, no waiting.
Invoicing
Create, send, and track professional invoices. Get paid faster with automated reminders and payment links.
Expense Management
Track every business expense — from cards, cash, or mobile money. Categorize, attach receipts, and generate reports instantly.
Vendor Payments
Manage all your supplier payments in one place. Schedule recurring payments, track payment history, and maintain vendor profiles.
Auto Reconciliation
Automatically match your bank transactions with invoices, expenses, and payments. Save hours on bookkeeping and always know where your money went.
Other Features
Business Reports
Generate detailed financial and operational reports instantly. Track income, expenses, cash flow, and business performance with one click.
Smart Analytics
Get AI-powered insights into your business trends, spending patterns, and growth opportunities. Make data-driven decisions with clear, visual analytics.
Real-Time Financial Dashboard
See your complete financial picture at a glance — account balances, cash flow, pending payments, and key metrics — all in one powerful dashboard.
AI CFO Assistant
Your AI-powered financial advisor that provides cash flow forecasts, spending alerts, and smart recommendations to help you manage and grow your business.
Automated Bill Payments
Pay utilities, subscriptions, and recurring bills directly from your account. Set up auto-pay and never miss a payment deadline again.
VONO Business AI
Intelligent automation that handles routine tasks, categorizes expenses, detects anomalies, and helps you work smarter — so you can focus on growth.
How does it work?
Sign Up Online
Create your account online in under 5 minutes.
Verify Your Business
Upload simple documents for KYC verification.
Activate Account
Get approved and start banking instantly.
Made for Africa’s Entrepreneurs.
Whether you’re just starting out or growing fast, VONO Neobank is the new age bank built just for you.
E-commerce & Online Businesses
Run digital shops and marketplaces, manage payments and inventory online, and serve customers across borders with ease and speed.
Retail & Wholesale Traders
Buy, sell, and stock goods efficiently—whether you're running a local store, market stall, or supplying other businesses across the region.
Import/Export Companies
Move products across countries and currencies, keep trade operations smooth, and manage cross-border payments in multiple currencies.
Professional Services
Focus on delivering expertise—consulting, legal, creative, and more—while VONO automates your invoices, expense tracking, and payments.
Tech Startups & Agencies
Build and scale innovative digital businesses, using VONO’s smart banking and management tools for agility, growth, and cash flow control.
Manufacturing & Distribution
Produce, store, and ship goods at any scale, with seamless cash management, bill payments, supplier handling, and financial reporting.
Hours Every Week
Automate payments, reconcile transactions, and generate reports instantly. Free up time so you can focus on sales and growth—not paperwork.
Financial Leakage
Better controls, smart expense management, and transparency mean fewer lost funds and more profit left in your pocket.
Cross-Border Business
Seamlessly manage money in multiple currencies, pay international suppliers, and run global operations with confidence.
Driven by Data
Leverage smart analytics and dashboards to spot trends, control costs, and seize new growth opportunities before your competitors do.
